Retailers often have to pay higher fees when you run your debit card as credit. Because of this, some make it hard for you to choose the credit option. Here are a couple of tips that will help you choose “credit” every time.
- After you insert your card and the terminal asks for your PIN, just hit the “Enter” button (usually green). This will run your card as credit.
- If you’re asked to choose between “U.S. Debit” and “Visa Debit,” choose “Visa Debit.” This will run your card through Visa’s credit network.
If you still can’t figure out how to run your debit card as credit, ask the cashier.